Eligibility Requirements

Salaried/Full-Time Hourly Employees (non-crew working 30 hours or more)
Eligible for all plans after first of month following 60 days of employment.

All Crew Members working 20 hours or more
Not eligible for major medical plans. Eligible for all other plans after first of month following 60 days of employment.

Please note:

• Employee hours will be checked every February and March for the May annual enrollment.
• Employees must average at least 20 hours per week to be eligible for benefits.
• For all full-time hourly employees, the 30+ hours per week will be averaged over 90 days.
• A completed medical questionnaire is required for employees that are new to the Health+ program or any employee who wishes to add new dependents to their existing coverage.
• Your employer may not offer all plans. Please check with your employer or contact the Health+ Service Center to verify your available plans.

Eligible Dependents

1. An employee's lawful spouse of the opposite sex, except for one who is:
   1. - Legally separated
      - Considered a common-law spouse
2. Married or unmarried dependent child up to the age of 26
3. An employee's child or stepchild of any age if mentally or physically incapacitated (as evidenced by a statement of incapcitation from the child's physician) or incapable of self-support and chiefly dependent upon the employee for support. The incapacity must occur before the child's 27th birthday and the child or stepchild must have continuous coverage from the time of the occurence of the incapacity.
   
   

Coverage Levels
Under this health program, you may choose coverage for:

1. Yourself only
2. Yourself and your spouse
3. Yourself and your dependent child(ren)
4. Yourself and your family (spouse and children)

The Health+ Program has established a plan that allows the deductions for health care costs to be made on a pre-tax basis. This is a Flexible Benefits Plan and it effectively decreases your cost. Please read the guidelines below:

When you elect to particiate in any of the Health+ plans, you automatically elect to participate in the Flexible Benefits Plan.

Enrollment and changes for these plans are allowed at the following times only:

1. Within 60 days from the date of hire or date you moved into an eligible class.
2. During the annual open enrollment period each year.
3. When a change in the family status occurs. (Changes to insurance must be received by the Health+ Service Center within 30 days of change in family status.)
   
   

IRS-recognized change in family status:

1. Marriage or divorce
2. Death of a spouse or dependent
3. Birth or adoption of a child
4. Termination or commencement of spousal health benefits
5. Going from part-time status to full-time or full-time status to part-time
6. You or your spouse takes an unpaid Leave of Absence

Any change in coverage that is due to a change in family status must be necessary or appropriate as a result of that change in family status.

When coverage ends:
Medical, dental and vision coverage for you and your covered dependents normally ends on the date following:

1. Termination of your employment for any reason except retirement or death
2. Loss of eligbility for you or your dependents
3. Your dependent child's 26th birthday
4. The cessation of your contributions
5. Cancellation of coverage by the company